Pair · Dealer shows 10

Pair of aces vs a dealer 10

Basic strategySplit. Always split aces.

4–8 decks · Updated 2026-09-30

Why

Two aces together are a soft 12, a weak hand. Split, each ace is the best starting card in the game: any 10-value card makes 21.

Most casinos give you only one card on each split ace, and 21 on a split ace pays even money rather than 3 to 2. Even so, splitting aces against a 10 wins money on average, while hitting the soft 12 loses.

By the numbers

Average result per $100 initial bet, after the dealer checks for blackjack. A negative number is an average loss; the best play is the one that loses least or wins most.

Expected result per $100 bet for each play
PlayDealer hits soft 17Dealer stands on soft 17
Hit−$7.00−$7.00
Stand−$54.04−$54.04
Double (2× bet)−$51.40−$51.40
Split (2 hands)+$17.97Best+$17.97Best
Surrender (if offered)−$50.00−$50.00

Without surrender, split beats hit by $24.97 per $100 bet under either soft-17 rule.

Infinite-deck model, which tracks a 6–8 deck shoe closely. Double after split allowed, no resplits. How we calculate.

How the table rules change it

Table rules (4–8 decks, double after split unless noted)Play
Dealer hits soft 17, no surrender
Most Florida and Las Vegas tables
Split
Dealer hits soft 17, surrender allowed
Some higher-limit tables
Split
Dealer stands on soft 17, no surrender
Felt says “stands on all 17s”
Split
Dealer stands on soft 17, surrender allowed
Best common shoe game
Split

The answer is the same under every common rule set.

Common mistake

Hitting the pair because the dealer shows a 10. Split aces are profitable against every upcard.

Going further

Many casinos don't let you resplit aces or hit split aces. That costs you a little, but splitting is still the play.

Drill it

This hand first, then the spots people mix it up with. The switches match your table’s rules and carry over to the full trainer.

Open the full trainer →

Questions

Why don't I get blackjack if I split aces and draw a 10?

Casino rules count it as 21, not blackjack. It pays 1 to 1.

Split aces against an ace?

Yes. Always split aces.

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